Is your Nationwide fixed rate ending? switch to a new mortgage deal with cashback
If you already have a mortgage with the Nationwide we have made it easy to switch to a new deal with up to £500 cashback only through changemymortgage.com
Are you an existing Nationwide building soceity mortgage customer approaching the end of your term? If so, you're likely considering your options for a new mortgage deal. Fortunately, switching to a new deal with Nationwide itself has never been easier. Here's how you can streamline the process:
Quick and Easy Application Process:
We'll provide you with a comprehensive list of available deals tailored to your needs and preferences.
Answer a few straightforward questions, and receive a recommendation instantly
If you initiate the application online but find you need assistance, our expert advisers are on standby to offer guidance and support.
Benefits of Switching:
Efficiency: You can confirm your instant recommendation immediately online and you are done.
Flexibility: Secure an interest rate for your new deal up to six months before your current one ends, giving you peace of mind and financial planning flexibility.
Cost Savings: Enjoy cost-saving benefits such as waived Early Repayment Charges (ERCs) if you're in the last three months of your current deal. It's our way of thanking you for your loyalty.
No Additional Fees: Say goodbye to legal fees and valuation charges, making the switch even more appealing.
Here is some of the best current interest rates from the Nationwide as of the 14th of September 2024. Please note these are some of lowest general current rates and to contact us to receive a personalised rate for you.
Best current 2 year mortgage interest rates for existing Nationwide customers:
2 Year Fixed: 4.28%, £0 fee, 60% max LTV
2 Year Fixed: 4.50%, £999 fee, 75% max LTV
2 Year Fixed: 4.77%, £999 fee, 80% max LTV
2 Year Fixed: 4.80%, £999 fee, 85% max LTV
Best current 5 year mortgage interest rates for existing Nationwide customers:
5 Year Fixed: 3.94%, £999 fee, 60% max LTV
5 Year Fixed: 4.14%, £999 fee, 75% max LTV
5 Year Fixed: 4.39%, £999 fee, 80% max LTV
5 Year Fixed: 4.44%, £999 fee, 85% max LTV
How do I transfer to a new Nationwide Mortgage?
The process could not be more simple, You can begin your application here fill in a few details and the end of the 15 minutes* process you will have a unique mortgage recommendation generated for you from Nationwide. Our technology will also automatically check other lenders just to make sure you that you are offered the best possible deals for you out there.
If you are happy with the recommendation you can confirm or speak to one of our mortgage advisors about any questions you may have. Once you are happy to proceed we do all the paperwork and you can relax and to top it up you will receive up to £500 in cashback from us.
When can I transfer to a new mortgage?
You can reserve your next mortgage up to 6 months before the end of your current deal. You can also usually move to a better rate if one is available in the meantime, so you have the peace of mind of having secured your next deal and also able to switch to a better one if it becomes available with the same lender before the renewal.
You should not however let your mortgage expire before you make your arrangements as the lenders will then move you to their standard variable rate(SVR) which is often very expensive even if you are this for a very short time.
Are there any advantages to stay with the Nationwide ?
Yes!
Unless you are borrowing additional amount you will not need to go through a new affordability check, no credit checks and no new valuation or any new legal work. This means the process is not only quicker but also considerably cheaper.
However!
Sometimes the deals with a new lender are considerably better and recommended particularly if your circumstances have changed and improved since your last mortgage. Change my mortgage’s unique technology will automatically check both options for you and determine what is the best option for your individual circumstances. So this way we have you covered by checking all possibilities and making sure you are placed on the best possible deal for your next mortgage.
Switching to a new mortgage deal with Nationwide is not only convenient but also financially advantageous. Whether you're looking for a better rate, more flexibility, or simply a seamless transition, we've got you covered by checking all options for you from Nationwide and the next best lender.
At ChangeMyMortgage, the UK's first automated mortgage platform for existing mortgage holders, we've made the process a breeze. In just 15 minutes, you can automatically recieve a unique mortgage recommendation from both your current lender and the next best one. We are at hand to provide free mortgage advice and also up to £500 in cashback, making the decision even sweeter.
Whether you're sticking with your existing or new or exploring new possibilities, ChangeMyMortgage is here to help.
*15 minutes is based on average completion time. Cashback is subject to completion of a mortgage through Changemymortgage.
