Natwest mortgage existing customer interest rates
Get an instant personalised Natwest mortgage renewal rate through changemymortgage.com with a unique cashback deal.
Are you an existing Natwest mortgage customer approaching the end of your term? If so, you're likely considering your options for a new mortgage deal. Fortunately, switching to a new deal with Natwest itself has never been easier.
At ChangeMyMortgage, the UK's first automated mortgage platform for existing mortgage holders, we've made the process a breeze. In just 15 minutes*, you can automatically receive a unique mortgage personal rate from Natwest.
We are at hand to provide free mortgage advice and also up to £500 in cashback, making the decision even sweeter.
Here is some of the best current rates from the Natwest as of the 15th of August 2024. Please note these are some of lowest general current rates and to contact us to receive a personalised rate for you.
Best current 2 year mortgage deals from the Natwest
2 Year Fixed: 4.33%, £995 fee, 60% max LTV
2 Year Fixed: 4.49%, £995 fee, 75% max LTV
2 Year Fixed: 4.69%, £995 fee, 80% max LTV
2 Year Fixed: 4.69%, £995 fee, 85% max LTV
Best current 5 year mortgage deals from the Natwest
5 Year Fixed: 3.94%, £995 fee, 65% max LTV
5 Year Fixed: 4.16%, £995 fee, 75% max LTV
5 Year Fixed: 4.29%, £995 fee, 80% max LTV
5 Year Fixed: 4.74%, £999 fee, 85% max LTV
How do I transfer to a new Natwest Mortgage?
The process could not be more simple, You can begin your application here fill in a few details and the end of the 15 minutes* process you will have a unique mortgage recommendation generated for you from the Natwest. Our technology will also automatically check other lenders just to make sure you that you are offered the best possible deals for you out there.
If you are happy with the recommendation you can confirm or speak to one of our mortgage advisors about any questions you may have. Once you are happy to proceed we do all the paperwork and you can relax and to top it up you will receive up to £500 in cashback from us.
When can I transfer to a new mortgage?
You can reserve your next mortgage up to 6 months before the end of your current deal. You can also usually move to a better rate if one is available in the meantime, so you have the peace of mind of having secured your next deal and also able to switch to a better one if it becomes available with the same lender before the renewal.
You should not however let your mortgage expire before you make your arrangements as the lenders will then move you to their standard variable rate(SVR) which is often very expensive even if you are this for a very short time.
Are there any advantages to stay with Natwest ?
Yes!
Unless you are borrowing additional amount you will not need to go through a new affordability check, no credit checks and no new valuation or any new legal work. This means the process is not only quicker but also considerably cheaper.
However!
Sometimes the deals with a new lender are considerably better and recommended particularly if your circumstances have changed and improved since your last mortgage. Change my mortgage’s unique technology will automatically check both options for you and determine what is the best option for your individual circumstances. So this way we have you covered by checking all possibilities and making sure you are placed on the best possible deal for your next mortgage.
Remember we are at hand to provide free mortgage advice and also up to £500 in cashback, with every mortgage taken through us.
Start now! you can begin your application here
*15 minutes is based on average completion time. Cashback is subject to completion of a mortgage through Changemymortgage.
