In the past six years have you or anyone applying :

•Filed for bankruptcy

•Been issued a county court judgment(CCJ)

•Had your home repossessed

•Entered into a individual voluntary arrangement(IVA)

•Entered into a debt management plan(DMP)

In the past two years have you or anyone you are applying with :

•Taken a payday loan

•Defaulted on a mortgage or any credit agreement

•Made late payments on a mortgage or any credit agreement

•Missed a bill payment for more than 3 months